Huntington Bank (HBAN) Near Me

Huntington Bank Near Me

HUNTINGTON BANK (HBAN) STOCK KEY DATA

Huntington Bancshares, Inc. operates as a bank holding company. It provides commercial and consumer banking services, mortgage banking services, automobile financing, recreational vehicle and marine financing, equipment leasing, investment management, trust services, brokerage services, insurance programs, and other financial products and services. The company operates through the following segments: Consumer & Business Banking, Commercial Banking, Commercial Real Estate & Vehicle Finance, Regional Banking & The Huntington

 Private Client Group, and Home Lending. The Consumer & Business Banking segment provides financial products and services to consumer and small business customers including but not limited to checking accounts, savings accounts, money market accounts, certificates of deposit, investments, consumer loans, credit cards and small business loans. The Commercial Banking segment provides products and services to the middle market, large corporate, and government public sector customers located primarily within its geographic footprint. The segment is divided into following business units: Middle Market, Large Corporate, Specialty Banking, Asset Finance, Capital Markets, Treasury Management, and Insurance. The Commercial Real Estate & Vehicle Finance segment provides products and services include providing financing for land, buildings, and other commercial real estate owned or constructed by real estate developers, automobile dealerships, or other customers with real estate project financing needs, and financing for the purchase of automobiles, light-duty trucks, recreational vehicles and marine craft at franchised dealerships, financing the acquisition of new and used vehicle inventory of franchised automotive dealerships. The Regional Banking and The Huntington Private Client Group segment consists of private banking, wealth & investment management, and retirement plan services. The Home Lending segment originates and services consumer loans and mortgages for customers who are located in primary banking markets. Huntington Bancshares was founded in 1966 and is headquartered in Columbus, OH.

The Huntington National Bank offers consumer-friendly products and a network of more than 1,100 branches mostly in the Midwest and South.

What we like

  • A free checking account is available.

  • The bank offers customers access to a range of features, like 24-Hour Grace, which provides an extra business day to make deposits to avoid overdraft and return fees.

  • A wide range of CD terms gives customers the ability to build a CD ladder.

What we don’t

  • Yields for savers are very low.

  • The minimum balance needed to earn the intro rate on the money market account is steep.

Huntington offers three checking accounts: Asterisk-Free Checking, Huntington 5 Checking and Huntington 25 Checking.

Asterisk-Free Checking is a no-frills, free checking account. There’s no minimum deposit needed to open the account and no monthly maintenance fee.

Huntington 5 Checking is an interest-bearing account that waives fees for up to five ATM withdrawals per month, among other features. The account’s $5 monthly fee can be waived if you have $5,000 combined across accounts.

Huntington 25 Checking offers the highest APY among Huntington’s checking accounts. Its $25 monthly service fee can be waived with a minimum $25,000 balance combined across accounts. Huntington waives the $3 fee for cash withdrawals at ATMs outside its network and also reimburses fees charged by the owner of the ATM.

What we like

  • Huntington offers three checking accounts to meet the individual needs of its customers.

  • The Huntington 25 Checking account waives most fees at non-Huntington ATMs.

What we don’t

  • Customers need a sizable $25,000 in eligible deposits to waive the monthly fee on the Huntington 25 account.

Huntington offers two savings accounts: Relationship Savings and Premier Savings.

Relationship Savings charges a $10 monthly fee, but it’s easily avoidable by maintaining  an average daily balance of $2,500 or having a qualifying Huntington checking account. The account requires just a penny to open and start earning interest, though the APY is lower than the national average, unless it is linked with a private client account.

The Premier Savings account has no maintenance fee with an average daily balance of $300 or if it’s linked to a qualifying checking account. Otherwise, a $4 monthly fee applies. This account also pays an APY that’s below the national average. A minimum $50 deposit is required to open.

What we like

  • Both accounts offer simple ways to avoid the monthly service fees.

What we don’t

  • The APYs on both accounts are very low.

Huntington Bank offers standard CDs with terms ranging from one month to six years, giving savers the flexibility to build a CD ladder of just about any length. The minimum deposit is $1,000 for all standard CDs. Jumbo CDs are also available with a deposit of $100,000 or more.

APYs for standard and jumbo CDs, however, are below the national average yield across term lengths. Huntington doesn’t offer any specialty CDs, such as a bump-up or no-penalty CD.

What we like

  • The wide range of terms gives customers the ability to build a CD ladder.

  • The minimum deposit for all standard CDs is a manageable $1,000.

What we don’t

  • CD yields are very low, even for jumbo CDs.

  • No bump-up or no-penalty CDs are available.

The Huntington Relationship Money Market account offers the highest APY among the bank’s deposit products, but requires a minimum balance of $25,000. The rate is below the national average, however.

The account offers check-writing privileges and an ATM card is available. A $25 monthly fee applies, but it can be waived by maintaining a $25,000 minimum balance or by linking a qualifying checking account.Huntington Online Banking

What we like

  • The money market account has check-writing privileges and an ATM card.

What we don’t

  • Much better savings APYs are offered elsewhere.

  • The minimum balance needed to earn interest is steep.

Bank experience

Huntington Bank shines on a number of fronts. Customers have access to a range of features, including 24-Hour Grace, which gives account holders until midnight the next day to bring their accounts positive when they’ve been overdrawn. Huntington also offers All Day Deposit, which extends the banking day until midnight for deposits made at an ATM or through its mobile app. Additional features include online bill pay, mobile banking and account alerts, and debit cards can be linked to digital wallets, like Samsung Pay and Google Pay, to pay for purchases with a smartphone.

Customer service is available 8 a.m. to 7 p.m. Eastern time, daily. An automated assistant is also available.

About Huntington Bank

Founded in 1866, The Huntington National Bank offers a full range of products and services, including banking products, wealth management and insurance. It merged with TCF Financial Corp. in 2021 and now operates more than 1,100 branches in 12 states, mainly in the Midwest and two Southern states.

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