Bank Of America Credit Card
Best Bank of America Credit Cards From Our Partners
| Credit Card | NerdWallet Rating | Annual fee | Intro APR | Regular APR | Learn More |
|---|---|---|---|---|---|
 Bank of America® Customized Cash Rewards credit card | 4.0 Best for Cash back | $0 | 0% intro APR for 15 billing cycles on purchases, and on any balance transfers made within 60 days of account opening | 14.24%- | |
 Bank of America® Travel Rewards credit card | 3.8 Best for Travel | $0 | 0% intro APR for 15 billing cycles on purchases | 14.24%- | APPLY NOW on Bank of America’s website |
 Bank of America® Premium Rewards® credit card | 4.2 Best for Premium travel rewards | $95 | N/A | 16.24%- | APPLY NOW on Bank of America’s website |
 BankAmericard® credit card | 4.7 Best for Balance transfers | $0 | 0% intro APR for 18 billing cycles on purchases, and on any balance transfers made within 60 days of account opening | 13.24%- | APPLY NOW on Bank of America’s website, or call 800-322-7707 |
 Bank of America® Business Advantage Travel Rewards World Mastercard® credit card | 3.9 Best for Small business | $0 | 0% intro APR on Purchases for 9 billing cycles | 12.49%- | APPLY NOW on Bank of America’s website |
Our pick for
Cash back
on Bank of America’s website, or call 877-754-6706
Bank of America® Customized Cash Rewards credit card
$0
0% intro APR for 15 billing cycles on purchases, and on any balance transfers made within 60 days of account opening
PROS & CONS
PRODUCT DETAILS
With the Bank of America® Customized Cash Rewards credit card, you’ll earn 3% cash back in a category of your choice (from a l
ist of six) and 2% at grocery stores and wholesale clubs, for the first $2,500 in combined purchases each quarter (1% back after reaching that threshold). All other purchases earn 1% cash back. This is a solid, flexible cash-back card, and it’s especially lucrative for Preferred Rewards clients.
Our pick for
Travel
on Bank of America’s website
Bank of America® Travel Rewards credit card
$0
0% intro APR for 15 billing cycles on purchases
14.24%-24.24% Variable APR
WHY WE LIKE IT
PROS & CONS
PRODUCT DETAILS
The Bank of America®’s Travel Rewards credit card earns an unlimited 1.5 points per dollar spent on all purchases, which is a decent rate among travel credit cards with no annual fee. It offers redemption flexibility by letting you book your travel on your own and then redeem your points for a statement credit. You can also redeem points for restaurant purchases. If you can take advantage of the Preferred Rewards program bonus or you travel infrequently and want to avoid an annual fee, this card is an excellent choice.
Our pick for
Premium travel rewards
on Bank of America’s website
Bank of America® Premium Rewards® credit card
$95
N/A
16.24%-23.24% Variable APR
WHY WE LIKE IT
PROS & CONS
PRODUCT DETAILS
The Bank of America® Premium Rewards® credit card gives you bonus rewards on travel and dining, like many cards in its class, but the rate it pays on “all other spendings” is 50% higher than comparable cards offer. It comes with a bevy of travel perks that make it well worth the annual fee.
Our pick for
Balance transfers
on Bank of America’s website, or call 800-322-7707
BankAmericard® credit card
$0
0% intro APR for 18 billing cycles on purchases, and on any balance transfers made within 60 days of account opening
13.24%-23.24% Variable APR
WHY WE LIKE IT
PROS & CONS
PRODUCT DETAILS
The BankAmericard® credit card is a good option if you need to consolidate and pay off high-interest credit card debt, thanks to its 0% intro APR period and $0 annual fee.
Our pick for
Small business
on Bank of America’s website
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
$0
0% intro APR on Purchases for 9 billing cycles
12.49%-22.49% Variable APR
WHY WE LIKE IT
PROS & CONS
PRODUCT DETAILS
The Bank of America®’s Business Advantage Travel Rewards World Mastercard®’s credit card is a solid choice for business owners who want travel rewards with no annual fee. There’s a generous sign-up bonus, and because there are no foreign transaction fees, the card is ideal to accompany you around the world.
Here are the top Bank of America® credit cards. Click the card name to read our review. Before applying, verify details on the issuer’s website:
Bank of America® Customized Cash Rewards credit card
Our pick for: Cash back
The Bank of America® Customized Cash Rewards credit card gives you a little more control over your credit card rewards by letting you choose which category earns the highest cash-back rate, from a list that includes gas stations, restaurants, travel and others. You also get bonus rewards at grocery stores and supermarkets, plus a great new-cardholder bonus offer.
Bank of America® Travel Rewards credit card
Our pick for: Travel + no annual fee
One of t
he best no-annual-fee travel cards available, the Bank of America® Travel Rewards credit card gives you a solid rewards rate on every purchase, with points that can be redeemed for any travel purchase, without the restrictions of branded airline and hotel cards. Bank of America® has an expansive definition of “travel,” too, giving you additional flexibility in how you use your rewards.
Bank of America® Premium Rewards® credit card
Our pick for: Travel perks
Like some other travel cards at its price point, the Bank of America® Premium Rewards® credit card gives you bonus rewards on travel and dining. But you also earn a higher rate on “other” spending than many competing cards offer. There’s a great sign-up bonus and some other good perks. And if you’re a Bank of America® Preferred Rewards customer, your rewards get even better
BankAmericard® credit card
Our pick for: Balance transfers/intro 0% period
The BankAmericard® credit card isn’t flashy, nor does it aim to be. You get a decent 0% introductory APR period to whittle down debt or finance a large purchase. And that’s about it.
Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card
Our pick for: Small business cash back
The Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card gives entrepreneurs a little control over their credit card rewards by letting them choose which category earns the highest cash-back rate. Options include gas stations, office supplies, travel, computer services and more. There are also bonus rewards on dining and no annual fee.
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
Our pick for: Small business travel rewards
This is the business version of the issuer’s excellent no-annual-fee travel card. The Bank of America® Business Advantage Travel Rewards World Mastercard® credit card pays solid rewards on every purchase and gives you wide flexibility in redeeming your points for any travel purchase, without the restrictions of branded airline and hotel cards.
Other cards issued by Bank of America®:
Bank of America® Platinum Plus® Mastercard® Business card
Alaska Airlines Visa Signature® credit card
Alaska Airlines Visa® Business card
Last updated on April 27, 2022
Methodology
NerdWallet’s credit cards team selects the best credit cards in each category based on overall consumer value. Factors in our evaluation include fees, promotional and ongoing APRs, and sign-up bonuses; for rewards cards, we consider earning and redemption rates, redemption options and redemption difficulty. A single card is eligible to be chosen as among the “best” in multiple categories.